IMPACTFEES.ORG

Panama City, Florida Impact Fees

Panama City applies its own fee schedule: municipal fees plus the Bay County-levied fees that apply inside city limits. Combined, a new single-family home pays $8,775.25 per unit (rates sourced July 22, 2026). This figure includes amounts that have not been confirmed with the jurisdiction; verify before budgeting. The full breakdown is below.

Panama City impact fees by project type

Panama City: Single-Family Impact Fees

A new single-family home in Panama City pays $8,775.25 per unit in impact fees (rates sourced July 22, 2026). Every line item is levied at the municipal or utility level.

The largest line items are Transportation Impact Fee (City of Panama City) ($4,699.00) and Special Impact Fee District Water & Sewer Impact Fee (City of Panama City) ($2,050.00).

Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate and Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate are shown at the last published amount but have not been confirmed with the jurisdiction; they are included in the totals here. Verify before budgeting.

Some fees are tiered by unit size or building type; amounts reflect the representative tier noted in the schedule below.

View the full fee schedule
Water$2,736.25
  • Special Impact Fee District Water & Sewer Impact Fee (City of Panama City)
    Special Impact Fee District (Ord. 2177) — additional to the standard water and wastewater impact fees
    City of Panama City
    ADDED 7-22-2026 — previously missed geographic district fee found by reading Ch. 23's full article list. Code §23-401 (Ord. No. 2162, 2-28-2006; Ord. No. 2177, 3-28-2006): 'All structures built after March 28, 2006, shall pay a water and sewer impact fee of $2,050.00 per equivalent residential connection (ERC) ... which impact fee shall be IN ADDITION TO any other impact fee required by this chapter.' Entered as a single combined water+sewer charge under Fee Type = Water because the ordinance sets one undivided figure; do NOT split it or duplicate it onto the Sewer record. District boundary is Exhibit A to §23-400, on file with the city clerk and not published online — whether a given parcel is inside is a parcel-level determination (a developer input, not an unknown), so this is a Subtype tier rather than an Unconfirmed flag. Is Default = false because most of the city is outside the district. ERC for SFR = 1.00 minimum per §23-70(b)(2).
    $2,050.00
  • Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. No. 3274, adopted 11/18/2025, raises the water connection fee from the codified $465.00/ERC to $1,350.00/ERC, phased at 25% of the increase eff. 2/16/2026, 50% eff. 1/1/2027 and 100% eff. 1/1/2028. Current step (July 2026) = 465 + 0.25 × (1350 − 465) = $686.25/ERC. VERIFIED 7-22-2026 that the $465.00 base is correct: Municode's Jan 13 2026 supplement still prints §23-70(b)(4) at $465.00 (last amended Ord. 2617, 7-11-2017), i.e. Ord. 3274 is adopted but NOT YET CODIFIED — the codifier is stale, not contradictory. Water ERC = fixture units ÷ 60 with a 1.00 ERC minimum for new construction (§23-70(b)(2)-(3)); the canonical 3BR/2BA house computes to 57 FU = 0.95 ERC, so the minimum governs and SFR = 1.0 ERC. Remains Unconfirmed on one point: the intermediate dollar figure is our arithmetic on 'a phased 25% of the increase' and has not been read off an adopted schedule; the city's posted Impact Fee Worksheet is still the 7/12/2017 revision showing $465. Separate tap fee $581.00. Confirm the current step with Panama City Utility Billing. A parcel inside the Ch. 23 Art. VII Special Impact Fee District also pays $2,050/ERC on top — see that record.
    $686.25Requires confirmation
Sewer$1,340.00
  • Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. No. 3274, adopted 11/18/2025, raises the wastewater connection fee from the codified $1,250.00/ERC to $1,610.00/ERC, phased at 25% of the increase eff. 2/16/2026, 50% eff. 1/1/2027 and 100% eff. 1/1/2028. Current step (July 2026) = 1250 + 0.25 × (1610 − 1250) = $1,340.00/ERC. VERIFIED 7-22-2026 that the $1,250.00 base is correct: Municode's Jan 13 2026 supplement still prints §23-164(b)(4) at $1,250.00, i.e. Ord. 3274 is adopted but NOT YET CODIFIED — the codifier is stale, not contradictory. (Contemporary news reporting describing a '$1,000+' wastewater increase is loose; the adopted increase is $360/ERC.) Sewer ERC = fixture units ÷ 36, 1.00 ERC minimum for new construction. Remains Unconfirmed on one point: the intermediate dollar figure is our arithmetic on 'a phased 25% of the increase' and has not been read off an adopted schedule. Confirm with Panama City Utility Billing. A parcel inside the Ch. 23 Art. VII Special Impact Fee District also pays $2,050/ERC on top — see that record.
    $1,340.00Requires confirmation
City$4,699.00
  • Transportation Impact Fee (City of Panama City)
    Panama City North zone — single-family detached, 1,800–2,400 sq ft
    City of Panama City
    DEFAULT TIER (set 7-22-2026): canonical 2,000 sq ft house falls in the 1,800-2,400 bracket, and Panama City North is the HIGHER of the two benefit zones, so it is the default per the district-tier rule. Ord. No. 3256, § 2, adopted and effective 7-22-2025 — repealed the former Ch. 113A (proportionate-share mitigation) and enacted ULDC Ch. 113A, Transportation Impact Fee; rate table at §113A-14. Basis: Kimley-Horn 'Transportation Impact Fee Report, City of Panama City, Florida,' June 2025. Two benefit zones with separate trust funds (§113A-10): Panama City Proper and Panama City North. §113A-7(a): fees are first assessed and collected on building permits issued on or after 10/1/2026. Exemptions §113A-6(c): dwelling under 2,400 sq ft on a lot existing before 7-22-2025; ADU under 1,200 sq ft; SHIP affordable housing; approvals complete as of 9-30-2025. §113A-6(d): Commission may adjust by resolution but never above the §113A-14 schedule. Sunset 9-30-2035. CORRECTED 7-22-2026 — prior entry cited 'eff. April 1, 2025' and the 'August 2024' study; those were the delayed first-reading version. URL moved off the agenda packet onto the codified chapter.
    $4,699.00
County$0.00
  • County Overlay Fees — None applying (researched June 2026)
    Bay County
    Researched June 2026. Bay County Library/Parks/MSTU-Fire impact fees apply in UNINCORPORATED Bay County only (Fire Districts 55/56). Panama City is incorporated — these fees do NOT apply within city limits. Confirmed via Bay County Impact Fee Form 2018 and Building Safety FAQ.
    $0.00
Total (Panama City): $8,775.25
Sources last checked July 22, 2026Official fee schedule:City of Panama City
Amounts flagged "Requires confirmation" are the last published figures, included in the totals. Confirm them with the jurisdiction or utility before budgeting.

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. = one or more fees are unconfirmed or have no published amount; the figure shown may not be the complete cost.

Unincorporated Bay County$6,375.26Callaway$1,754.00Lynn Haven$6,550.84Mexico Beach$5,775.20
Panama City$8,775.25this pageIncludes unconfirmed fees
Panama City Beach$6,823.16Parker$1,452.20Includes unconfirmed feesSpringfield$0.00Includes unconfirmed fees

Panama City: Multifamily Impact Fees

A new multifamily unit in Panama City pays $6,167.25 per unit in impact fees (rates sourced July 22, 2026). Every line item is levied at the municipal or utility level.

The largest line items are Transportation Impact Fee (City of Panama City, MF) ($2,091.00) and Special Impact Fee District Water & Sewer Impact Fee (City of Panama City, MF) ($2,050.00).

Water Connection Fee (City of Panama City, MF) — 1.0 ERC × phased rate and Sewer Connection Fee (City of Panama City, MF) — 1.0 ERC × phased rate are shown at the last published amount but have not been confirmed with the jurisdiction; they are included in the totals here. Verify before budgeting.

Some fees are tiered by unit size or building type; amounts reflect the representative tier noted in the schedule below.

View the full fee schedule
Water$2,736.25
  • Special Impact Fee District Water & Sewer Impact Fee (City of Panama City, MF)
    Special Impact Fee District (Ord. 2177) — additional to the standard water and wastewater impact fees
    City of Panama City
    ADDED 7-22-2026 — previously missed geographic district fee found by reading Ch. 23's full article list. Code §23-401 (Ord. No. 2162, 2-28-2006; Ord. No. 2177, 3-28-2006): structures built after 3-28-2006 inside the district pay $2,050.00 per ERC in water and sewer impact fees IN ADDITION TO any other impact fee in the chapter. Entered as one combined water+sewer charge under Fee Type = Water because the ordinance sets a single undivided figure — do not split it or duplicate it on the Sewer record. Amount shown is the 1.0 ERC minimum (§23-70(b)(2)); a master-metered MF building's ERC count comes off its fixture schematic, so a multi-unit project pays a multiple of this. District boundary is Exhibit A to §23-400, on file with the city clerk and unpublished — a parcel-level determination, hence a Subtype tier rather than an Unconfirmed flag.
    $2,050.00
  • Water Connection Fee (City of Panama City, MF) — 1.0 ERC × phased rate
    City of Panama City
    Ord. No. 3274, adopted 11/18/2025, raises the water connection fee from the codified $465.00/ERC to $1,350.00/ERC, phased 25% eff. 2/16/2026, 50% eff. 1/1/2027, 100% eff. 1/1/2028. Current step (July 2026) = 465 + 0.25 × 885 = $686.25/ERC. VERIFIED 7-22-2026 that the $465.00 base is correct — Municode's Jan 13 2026 supplement still prints §23-70(b)(4) at $465.00 (last amended Ord. 2617, 7-11-2017), so Ord. 3274 is adopted but not yet codified. MF ERC = fixture units ÷ 60 per unit, but §23-70(b)(2) sets a 1.00 ERC MINIMUM for new construction, so each separately metered MF unit is charged at least 1.0 ERC — which is why MF legitimately equals SFR here. Unconfirmed on two points: the intermediate dollar figure is our arithmetic on 'a phased 25% of the increase' (the posted worksheet is still the 7/12/2017 revision showing $465), and the master-meter treatment for MF is unstated. Confirm with Panama City Utility Billing. A parcel inside the Ch. 23 Art. VII Special Impact Fee District pays $2,050/ERC on top.
    $686.25Requires confirmation
Sewer$1,340.00
  • Sewer Connection Fee (City of Panama City, MF) — 1.0 ERC × phased rate
    City of Panama City
    Ord. No. 3274, adopted 11/18/2025, raises the wastewater connection fee from the codified $1,250.00/ERC to $1,610.00/ERC, phased 25% eff. 2/16/2026, 50% eff. 1/1/2027, 100% eff. 1/1/2028. Current step (July 2026) = 1250 + 0.25 × 360 = $1,340.00/ERC. VERIFIED 7-22-2026 that the $1,250.00 base is correct — Municode's Jan 13 2026 supplement still prints §23-164(b)(4) at $1,250.00, so Ord. 3274 is adopted but not yet codified. Sewer ERC = fixture units ÷ 36 with a 1.00 ERC minimum for new construction, hence MF = SFR per unit. Unconfirmed: the intermediate dollar figure is our arithmetic on a phased 25% of the increase. Confirm with Panama City Utility Billing. A parcel inside the Ch. 23 Art. VII Special Impact Fee District pays $2,050/ERC on top.
    $1,340.00Requires confirmation
City$2,091.00
  • Transportation Impact Fee (City of Panama City, MF)
    Panama City North zone — multi-family, 4+ floors
    City of Panama City
    DEFAULT TIER (set 7-22-2026): the canonical MF unit sits in a 4-story building, so it falls in the '4+ floors' band, and Panama City North is the HIGHER of the two benefit zones, so it is the default per the district-tier rule. Ord. No. 3256, § 2, adopted and effective 7-22-2025, ULDC Ch. 113A; rate table §113A-14 ('Multi-Family Residential (4+ floors)' — the schedule uses <4 / 4+ floors, not 1-3 / 4-10). Basis: Kimley-Horn report, June 2025. §113A-7(a): first assessed and collected on permits issued on or after 10/1/2026. §113A-6(c) exemptions are unit-level (ADU under 1,200 sq ft; SHIP affordable housing; approvals complete as of 9-30-2025); the under-2,400-sq-ft-on-a-pre-7/22/2025-lot exemption is written for a dwelling unit and will matter for MF only where units are separately lotted. Sunset 9-30-2035. CORRECTED 7-22-2026 — prior entry cited 'eff. April 1, 2025' and the 'August 2024' study.
    $2,091.00
County$0.00
  • County Overlay Fees (Panama City, MF) — None applying
    Bay County
    Bay County Library/Parks/MSTU-Fire apply unincorporated only. Not applicable in Panama City.
    $0.00
Total (Panama City): $6,167.25
Sources last checked July 22, 2026Official fee schedule:City of Panama City
Amounts flagged "Requires confirmation" are the last published figures, included in the totals. Confirm them with the jurisdiction or utility before budgeting.

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. = one or more fees are unconfirmed or have no published amount; the figure shown may not be the complete cost.

Unincorporated Bay County$6,107.40Includes unconfirmed feesCallaway$1,530.67Lynn Haven$5,805.33Includes unconfirmed feesMexico Beach$5,775.20
Panama City$6,167.25this pageIncludes unconfirmed fees
Panama City Beach$6,255.52Parker$1,452.20Includes unconfirmed feesSpringfield$0.00Includes unconfirmed fees

Panama City: Commercial Impact Fees

Commercial development in Panama City pays $20.79 per square foot in impact fees, plus $2,978.45 in one-time water and sewer connection fees (rates sourced July 22, 2026).

For a 50,000 sq ft building, that comes to about $1,042,228.45. The calculator below adjusts to your exact square footage.

The largest line items are Transportation Impact Fee (City of Panama City, Commercial) ($20.79/sq ft).

Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate, Water Impact Fee (Bay County pass-through, City of Panama City) — 1.0 ERC × $952.20/ERC, and Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate are shown at the last published amount but have not been confirmed with the jurisdiction; they are included in the totals here. Verify before budgeting.

Some fees are tiered by use or building size; amounts reflect the representative tier noted in the schedule below.

View the full fee schedule
Water$1,638.45 one-time
  • Water Impact Fee (Bay County pass-through, City of Panama City) — 1.0 ERC × $952.20/ERC
    Bay County Utilities
    ADDED ON AUDIT 2026-07-13 — previously missing. Charged IN ADDITION TO Panama City's own water connection fee. The City of Panama City's official Water & Sewer Impact Fee Worksheet (rev. 07/12/2017; re-fetched live again 2026-07-22) carries a dedicated total line reading 'BAY COUNTY WATER IMPACT FEE =' beneath the city's own impact-fee and tap-fee lines — i.e. the city collects a Bay County water impact fee on new service, the same pass-through structure Parker publishes. Panama City takes wholesale water from Bay County. Amount = Bay County's adopted retail water connection fee, $952.20 per ERC (1.0 ERC minimum; 1 Water ERC = 350 gpd), 2026 Fees & Fines Schedule eff. 1/1/2026. ⚠️ STILL UNCONFIRMED (re-checked 2026-07-22): the worksheet prints the line but no dollar figure and no ERC basis, and no document states the ERC basis Bay County applies inside Panama City (the city's own ERC divisor is fixture units ÷ 60). Confirm the amount and basis — Panama City Utility Billing (850) 872-3000; Bay County Utilities (850) 248-8350.
    $952.20 one-timeRequires confirmation
  • Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the water connection fee from $465.00/ERC (codified Sec. 23-70(b)(4), Ord. 2617 rev. 7/11/2017) to $1,350.00/ERC, PHASED: 25% of the increase eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 465 + 0.25 × (1350 − 465) = $686.25/ERC. FIXTURE-UNIT based, not meter-size based: ERC = total fixture units ÷ 60, minimum 1.00 ERC for new construction (Sec. 23-70(b)(2)-(3)); the same rate applies to nonres, only the fixture count differs. Stored amount = the 1.0-ERC current-step figure. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $907.50/ERC; full rate 1/1/2028 → $1,350.00/ERC — not yet due, current step still correct. STILL UNCONFIRMED (re-verified again on audit 2026-07-22): the city's posted Water & Sewer Impact Fee Worksheet was re-fetched live today and STILL carries the 07/12/2017 revision stamp with the superseded $465 figure and divisor 60; Ord. 32-74 exists only in an image-PDF agenda packet and the Municode copy of Ch. 23 Art. II is a JS shell that did not render. The $686.25 remains OUR computed phase step, not a published number. News coverage (Nov 2025) again corroborates the $1,350 target, the $1,610 sewer target and the three-step ramp, and notes the fees had not been updated since 2003 — but news is a lead, not a source. Confirm the current-step figure with Utility Billing, (850) 872-3000. NOTE: Bay County ALSO charges a water impact fee on new service in Panama City — see the separate pass-through record.
    $686.25 one-timeRequires confirmation
Sewer$1,340.00 one-time
  • Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the wastewater connection fee from $1,250.00/ERC (legacy, per city Impact Fee Worksheet rev. 7/12/2017) to $1,610.00/ERC, PHASED: 25% eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 1250 + 0.25 × (1610 − 1250) = $1,340.00/ERC. FIXTURE-UNIT based: sewer ERC = fixture units ÷ 36, minimum 1.00 ERC; same rate for nonres, fixture count differs. Stored amount = the 1.0-ERC current-step figure. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $1,430.00/ERC; full rate 1/1/2028 → $1,610.00/ERC — not yet due, current step still correct. STILL UNCONFIRMED (re-verified again on audit 2026-07-22): the posted worksheet was re-fetched live today and STILL carries the 07/12/2017 revision stamp with the superseded $1,250 figure and divisor 36; the adopting ordinance is in an image-PDF agenda packet and Municode Ch. 23 is a JS shell. $1,340.00 remains OUR computed phase step, not a published number. News coverage (Nov 2025) corroborates the ramp but news is a lead, not a source. Confirm with Utility Billing, (850) 872-3000.
    $1,340.00 one-timeRequires confirmation
City$20.79/sq ft
  • Transportation Impact Fee (City of Panama City, Commercial)
    Panama City North
    City of Panama City
    Ord. No. 3256, eff. April 1, 2025 — ULDC Sec. 113B-20, Exhibit 'A' Panama City Transportation Impact Fee Schedule (Kimley-Horn Transportation Impact Fee Study, Aug 2024). Schedule row: ITE LUC 820 'Shopping Center (150 k sq. ft.-300 k sq. ft.)', unit = 1,000 sf — the only retail/shopping-center row in the schedule. PANAMA CITY NORTH benefit district (new-growth area) = $20,785 per 1,000 sf. Panama City Proper district = $12,486. CREATED ON AUDIT 2026-07-22 under the district-tier-explosion rule — the North district rate previously existed only in the Proper record's Note. Is Default moved here (highest of the 2 districts). Fee amounts in Exhibit A are net of gas-tax and ad-valorem credits.
    $20.79/sq ft
County$0.00
Total (Panama City): $20.79/sq ft + $2,978.45 one-time (≈ $1,042,228.45 at 50,000 sq ft)
Sources last checked July 22, 2026Official fee schedules:Bay County Utilities City of Panama City Bay County
Amounts flagged "Requires confirmation" are the last published figures, included in the totals. Confirm them with the jurisdiction or utility before budgeting.

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 50,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter). * = one-time water/sewer connection charges only; no per-sq-ft impact fee schedule sourced for that jurisdiction. = one or more fees are unconfirmed or have no published amount; the figure shown may not be the complete cost.

Unincorporated Bay County$25,275.20Callaway$1,540.00*Lynn Haven$245,418.50Includes unconfirmed feesMexico Beach$5,775.20*Includes unconfirmed fees
Panama City$1,042,228.45this pageIncludes unconfirmed fees
Panama City Beach$106,355.00Parker$5,702.20*Springfield$0.00Includes unconfirmed fees

Panama City: Industrial Impact Fees

Industrial development in Panama City pays $4.33 per square foot in impact fees, plus $2,978.45 in one-time water and sewer connection fees (rates sourced July 22, 2026).

For a 50,000 sq ft building, that comes to about $219,278.45. The calculator below adjusts to your exact square footage.

The largest line items are Transportation Impact Fee (City of Panama City, Industrial) ($4.33/sq ft).

Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate, Water Impact Fee (Bay County pass-through, City of Panama City) — 1.0 ERC × $952.20/ERC, and Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate are shown at the last published amount but have not been confirmed with the jurisdiction; they are included in the totals here. Verify before budgeting.

Some fees are tiered by use or building size; amounts reflect the representative tier noted in the schedule below.

View the full fee schedule
Water$1,638.45 one-time
  • Water Impact Fee (Bay County pass-through, City of Panama City) — 1.0 ERC × $952.20/ERC
    Bay County Utilities
    ADDED ON AUDIT 2026-07-13 — previously missing. Charged IN ADDITION TO Panama City's own water connection fee. The City of Panama City's official Water & Sewer Impact Fee Worksheet (rev. 07/12/2017; re-fetched live again 2026-07-22) carries a dedicated total line reading 'BAY COUNTY WATER IMPACT FEE =' beneath the city's own impact-fee and tap-fee lines — i.e. the city collects a Bay County water impact fee on new service, the same pass-through structure Parker publishes. Panama City takes wholesale water from Bay County. Amount = Bay County's adopted retail water connection fee, $952.20 per ERC (1.0 ERC minimum; 1 Water ERC = 350 gpd), 2026 Fees & Fines Schedule eff. 1/1/2026. ⚠️ STILL UNCONFIRMED (re-checked 2026-07-22): the worksheet prints the line but no dollar figure and no ERC basis, and no document states the ERC basis Bay County applies inside Panama City (the city's own ERC divisor is fixture units ÷ 60). Confirm the amount and basis — Panama City Utility Billing (850) 872-3000; Bay County Utilities (850) 248-8350.
    $952.20 one-timeRequires confirmation
  • Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the water connection fee from $465.00/ERC (codified Sec. 23-70(b)(4), Ord. 2617 rev. 7/11/2017) to $1,350.00/ERC, PHASED: 25% of the increase eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 465 + 0.25 × (1350 − 465) = $686.25/ERC. FIXTURE-UNIT based, not meter-size based: ERC = total fixture units ÷ 60, minimum 1.00 ERC for new construction (Sec. 23-70(b)(2)-(3)); the same rate applies to nonres, only the fixture count differs. Stored amount = the 1.0-ERC current-step figure. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $907.50/ERC; full rate 1/1/2028 → $1,350.00/ERC — not yet due, current step still correct. STILL UNCONFIRMED (re-verified again on audit 2026-07-22): the city's posted Water & Sewer Impact Fee Worksheet was re-fetched live today and STILL carries the 07/12/2017 revision stamp with the superseded $465 figure and divisor 60; Ord. 32-74 exists only in an image-PDF agenda packet and the Municode copy of Ch. 23 Art. II is a JS shell that did not render. The $686.25 remains OUR computed phase step, not a published number. News coverage (Nov 2025) again corroborates the $1,350 target, the $1,610 sewer target and the three-step ramp, and notes the fees had not been updated since 2003 — but news is a lead, not a source. Confirm the current-step figure with Utility Billing, (850) 872-3000. NOTE: Bay County ALSO charges a water impact fee on new service in Panama City — see the separate pass-through record.
    $686.25 one-timeRequires confirmation
Sewer$1,340.00 one-time
  • Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the wastewater connection fee from $1,250.00/ERC (legacy, per city Impact Fee Worksheet rev. 7/12/2017) to $1,610.00/ERC, PHASED: 25% eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 1250 + 0.25 × (1610 − 1250) = $1,340.00/ERC. FIXTURE-UNIT based: sewer ERC = fixture units ÷ 36, minimum 1.00 ERC; same rate for nonres, fixture count differs. Stored amount = the 1.0-ERC current-step figure. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $1,430.00/ERC; full rate 1/1/2028 → $1,610.00/ERC — not yet due, current step still correct. STILL UNCONFIRMED (re-verified again on audit 2026-07-22): the posted worksheet was re-fetched live today and STILL carries the 07/12/2017 revision stamp with the superseded $1,250 figure and divisor 36; the adopting ordinance is in an image-PDF agenda packet and Municode Ch. 23 is a JS shell. $1,340.00 remains OUR computed phase step, not a published number. News coverage (Nov 2025) corroborates the ramp but news is a lead, not a source. Confirm with Utility Billing, (850) 872-3000.
    $1,340.00 one-timeRequires confirmation
City$4.33/sq ft
  • Transportation Impact Fee (City of Panama City, Industrial)
    Panama City North
    City of Panama City
    Ord. No. 3256, eff. April 1, 2025 — ULDC Sec. 113B-20, Exhibit 'A'. Schedule row: ITE LUC 110 'General Light Industrial', unit = 1,000 sf. PANAMA CITY NORTH benefit district = $4,326 per 1,000 sf. Panama City Proper district = $2,762. CREATED ON AUDIT 2026-07-22 under the district-tier-explosion rule — the North rate previously existed only in the Proper record's Note. Is Default moved here (highest of the 2 districts). Other industrial rows not entered: Industrial Park (130), Manufacturing (140), Warehousing (150).
    $4.33/sq ft
County$0.00
Total (Panama City): $4.33/sq ft + $2,978.45 one-time (≈ $219,278.45 at 50,000 sq ft)
Sources last checked July 22, 2026Official fee schedules:Bay County Utilities City of Panama City Bay County
Amounts flagged "Requires confirmation" are the last published figures, included in the totals. Confirm them with the jurisdiction or utility before budgeting.

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 50,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter). * = one-time water/sewer connection charges only; no per-sq-ft impact fee schedule sourced for that jurisdiction. = one or more fees are unconfirmed or have no published amount; the figure shown may not be the complete cost.

Unincorporated Bay County$9,775.20Callaway$1,540.00*Lynn Haven$145,418.50Includes unconfirmed feesMexico Beach$5,775.20*Includes unconfirmed fees
Panama City$219,278.45this pageIncludes unconfirmed fees
Panama City Beach$106,355.00Parker$5,702.20*Springfield$0.00Includes unconfirmed fees

Panama City: Office Impact Fees

Office development in Panama City pays $7.15 per square foot in impact fees, plus $2,978.45 in one-time water and sewer connection fees (rates sourced July 22, 2026).

For a 25,000 sq ft building, that comes to about $181,703.45. The calculator below adjusts to your exact square footage.

The largest line items are Transportation Impact Fee (City of Panama City, Office) ($7.15/sq ft).

Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate, Water Impact Fee (Bay County pass-through, City of Panama City) — 1.0 ERC × $952.20/ERC, and Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate are shown at the last published amount but have not been confirmed with the jurisdiction; they are included in the totals here. Verify before budgeting.

Some fees are tiered by use or building size; amounts reflect the representative tier noted in the schedule below.

View the full fee schedule
Water$1,638.45 one-time
  • Water Impact Fee (Bay County pass-through, City of Panama City) — 1.0 ERC × $952.20/ERC
    Bay County Utilities
    ADDED ON AUDIT 2026-07-13 — previously missing. Charged IN ADDITION TO Panama City's own water connection fee. The City of Panama City's official Water & Sewer Impact Fee Worksheet (rev. 07/12/2017; re-fetched live again 2026-07-22) carries a dedicated total line reading 'BAY COUNTY WATER IMPACT FEE =' beneath the city's own impact-fee and tap-fee lines — i.e. the city collects a Bay County water impact fee on new service, the same pass-through structure Parker publishes. Panama City takes wholesale water from Bay County. Amount = Bay County's adopted retail water connection fee, $952.20 per ERC (1.0 ERC minimum; 1 Water ERC = 350 gpd), 2026 Fees & Fines Schedule eff. 1/1/2026. ⚠️ STILL UNCONFIRMED (re-checked 2026-07-22): the worksheet prints the line but no dollar figure and no ERC basis, and no document states the ERC basis Bay County applies inside Panama City (the city's own ERC divisor is fixture units ÷ 60). Confirm the amount and basis — Panama City Utility Billing (850) 872-3000; Bay County Utilities (850) 248-8350.
    $952.20 one-timeRequires confirmation
  • Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the water connection fee from $465.00/ERC (codified Sec. 23-70(b)(4), Ord. 2617 rev. 7/11/2017) to $1,350.00/ERC, PHASED: 25% of the increase eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 465 + 0.25 × (1350 − 465) = $686.25/ERC. FIXTURE-UNIT based, not meter-size based: ERC = total fixture units ÷ 60, minimum 1.00 ERC for new construction (Sec. 23-70(b)(2)-(3)); the same rate applies to nonres, only the fixture count differs. Stored amount = the 1.0-ERC current-step figure. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $907.50/ERC; full rate 1/1/2028 → $1,350.00/ERC — not yet due, current step still correct. STILL UNCONFIRMED (re-verified again on audit 2026-07-22): the city's posted Water & Sewer Impact Fee Worksheet was re-fetched live today and STILL carries the 07/12/2017 revision stamp with the superseded $465 figure and divisor 60; Ord. 32-74 exists only in an image-PDF agenda packet and the Municode copy of Ch. 23 Art. II is a JS shell that did not render. The $686.25 remains OUR computed phase step, not a published number. News coverage (Nov 2025) again corroborates the $1,350 target, the $1,610 sewer target and the three-step ramp, and notes the fees had not been updated since 2003 — but news is a lead, not a source. Confirm the current-step figure with Utility Billing, (850) 872-3000. NOTE: Bay County ALSO charges a water impact fee on new service in Panama City — see the separate pass-through record.
    $686.25 one-timeRequires confirmation
Sewer$1,340.00 one-time
  • Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the wastewater connection fee from $1,250.00/ERC (legacy, per city Impact Fee Worksheet rev. 7/12/2017) to $1,610.00/ERC, PHASED: 25% eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 1250 + 0.25 × (1610 − 1250) = $1,340.00/ERC. FIXTURE-UNIT based: sewer ERC = fixture units ÷ 36, minimum 1.00 ERC; same rate for nonres, fixture count differs. Stored amount = the 1.0-ERC current-step figure. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $1,430.00/ERC; full rate 1/1/2028 → $1,610.00/ERC — not yet due, current step still correct. STILL UNCONFIRMED (re-verified again on audit 2026-07-22): the posted worksheet was re-fetched live today and STILL carries the 07/12/2017 revision stamp with the superseded $1,250 figure and divisor 36; the adopting ordinance is in an image-PDF agenda packet and Municode Ch. 23 is a JS shell. $1,340.00 remains OUR computed phase step, not a published number. News coverage (Nov 2025) corroborates the ramp but news is a lead, not a source. Confirm with Utility Billing, (850) 872-3000.
    $1,340.00 one-timeRequires confirmation
City$7.15/sq ft
  • Transportation Impact Fee (City of Panama City, Office)
    Panama City North
    City of Panama City
    Ord. No. 3256, eff. April 1, 2025 — ULDC Sec. 113B-20, Exhibit 'A'. Schedule row: ITE LUC 710 'General Office', unit = 1,000 sf. PANAMA CITY NORTH benefit district = $7,149 per 1,000 sf. Panama City Proper district = $4,519. CREATED ON AUDIT 2026-07-22 under the district-tier-explosion rule — the North rate previously existed only in the Proper record's Note. Is Default moved here (highest of the 2 districts). Medical/Dental Office (ITE 720) not entered (alternate land-use row).
    $7.15/sq ft
County$0.00
Total (Panama City): $7.15/sq ft + $2,978.45 one-time (≈ $181,703.45 at 25,000 sq ft)
Sources last checked July 22, 2026Official fee schedules:Bay County Utilities City of Panama City Bay County
Amounts flagged "Requires confirmation" are the last published figures, included in the totals. Confirm them with the jurisdiction or utility before budgeting.

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 25,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter). * = one-time water/sewer connection charges only; no per-sq-ft impact fee schedule sourced for that jurisdiction. = one or more fees are unconfirmed or have no published amount; the figure shown may not be the complete cost.

Unincorporated Bay County$7,525.20Callaway$1,540.00*Lynn Haven$88,442.75Includes unconfirmed feesMexico Beach$5,775.20*Includes unconfirmed fees
Panama City$181,703.45this pageIncludes unconfirmed fees
Panama City Beach$55,855.00Parker$5,702.20*Springfield$0.00Includes unconfirmed fees

Estimate your project in Panama City

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How impact fees work in Florida

Florida impact fees are one-time charges on new development, governed by Section 163.31801, Florida Statutes (the Florida Impact Fee Act). The statute requires fees to be based on the most recent and localized data, spent on the infrastructure category they were collected for, and adopted by ordinance.

Since 2021, the law also limits how fast fees can rise: increases up to 25% phase in over two years, increases of 25–50% phase in over four years, and increases above 50% are allowed only with a demonstrated extraordinary-circumstances study and at least a two-thirds vote of the governing body.

Counties and cities can both levy impact fees. Inside an incorporated city, a project typically pays the county's countywide fees plus any municipal fees the city has adopted, which is why totals differ between a city and the unincorporated county around it.

Frequently asked questions

What are the total impact fees for a single-family home in Panama City, Florida?

A new single-family home in Panama City pays $8,775.25 per unit in combined impact fees (rates sourced July 22, 2026). This figure includes amounts that have not been confirmed with the jurisdiction; verify before budgeting.

How much are commercial impact fees in Panama City?

Commercial development in Panama City pays $20.79 per square foot in impact fees, plus $2,978.45 in one-time water and sewer connection fees, about $1,042,228.45 for a 50,000 sq ft building. This figure includes amounts that have not been confirmed with the jurisdiction; verify before budgeting.

Does Panama City charge its own impact fees?

Yes. Panama City levies its own municipal impact or utility fees, and county-levied fees also apply inside city limits. The schedule on this page shows every fee that applies to development in Panama City, with the combined total.

Can Florida impact fees increase at any time?

No. Section 163.31801, Florida Statutes limits increases to 50% at most, phased in over two to four years, unless the local government makes extraordinary-circumstances findings and approves the increase by at least a two-thirds vote.

Fee amounts on this page are compiled from official published schedules and are provided for planning purposes only. Rates change, and project specifics (unit size, meter size, location within special districts) can alter what applies. Always verify current fees with the jurisdiction and utility before relying on them.

Compare unincorporated rates and every other city on the Bay County impact fees page.

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