IMPACTFEES.ORG

Panama City, Florida Impact Fees

Panama City applies its own fee schedule: municipal fees plus the Bay County-levied fees that apply inside city limits. Combined, a new single-family home pays $5,709.25 per unit (rates sourced July 11, 2026). The full breakdown is below.

Panama City impact fees by project type

Panama City: Single-Family Impact Fees

A new single-family home in Panama City pays $5,709.25 per unit in impact fees (rates sourced July 11, 2026). Every line item is levied at the municipal or utility level.

The largest line items are Transportation Impact Fee (City of Panama City) ($3,683.00).

Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate and Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate are shown at the last published amount but have not been confirmed with the jurisdiction; they are included in the totals here. Verify before budgeting.

Some fees are tiered by unit size or building type; amounts reflect the representative tier noted in the schedule below.

Official fee schedule

View the full fee schedule
Water$686.25
  • Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 adopted 11/18/2025 raises the water connection fee from $465.00/ERC (codified §23-70(b)(4), Ord. 2617 rev. 7/11/2017) to $1,350.00/ERC, phased: 25% of the increase eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 465 + 0.25 × (1350 − 465) = $686.25/ERC. ⚠️ Amount is a computed phase step — the city's posted Impact Fee Worksheet (rev. 7/12/2017) still shows the superseded $465 and the adopting ordinance is only in an image-PDF agenda packet. ERC = total fixture units ÷ 60, minimum 1.00 ERC for new construction (§23-70(b)(2)-(3)), so a typical SFR = 1.0 ERC. Separate tap fee $581.00. Confirm exact current figure with Utility Billing (850) 872-3000.
    $686.25Requires confirmation
Sewer$1,340.00
  • Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 adopted 11/18/2025 raises the wastewater connection fee from $1,250.00/ERC (legacy, per city Impact Fee Worksheet rev. 7/12/2017) to $1,610.00/ERC, phased: 25% eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 1250 + 0.25 × (1610 − 1250) = $1,340.00/ERC. ⚠️ Computed phase step — adopting ordinance is in an image-PDF agenda packet; posted worksheet still shows $1,250. Sewer ERC = fixture units ÷ 36, minimum 1.00 ERC. Confirm with Utility Billing (850) 872-3000.
    $1,340.00Requires confirmation
City$3,683.00
  • Transportation Impact Fee (City of Panama City)
    City of Panama City
    Ord. 3256, eff. April 1, 2025 (Kimley-Horn study, Aug 2024). Panama City Proper benefit district (older urban core — the canonical/default district). SFR tiers: <1,200 sf = $921 | 1,200–1,799 sf = $2,762 | 1,800–2,400 sf = $3,683 (default) | >2,400 sf = $4,604. SFR attached = $3,653. See the PC North record for the higher new-growth district rates.
    $3,683.00
County$0.00
  • County Overlay Fees — None applying (researched June 2026)
    Bay County
    Researched June 2026. Bay County Library/Parks/MSTU-Fire impact fees apply in UNINCORPORATED Bay County only (Fire Districts 55/56). Panama City is incorporated — these fees do NOT apply within city limits. Confirmed via Bay County Impact Fee Form 2018 and Building Safety FAQ.
    $0.00
Total (Panama City): $5,709.25
Sources last checked July 11, 2026Official fee schedule
Amounts flagged "Requires confirmation" are the last published figures, included in the totals. Confirm them with the jurisdiction or utility before budgeting.

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours.

Unincorporated Bay County$6,375.26Callaway$1,754.00Lynn Haven$5,980.84Mexico Beach$5,775.20
Panama City$5,709.25this page
Panama City Beach$6,823.16Parker$1,452.20Springfield$0.00

Panama City: Multifamily Impact Fees

A new multifamily unit in Panama City pays $3,236.25 per unit in impact fees (rates sourced July 11, 2026). Every line item is levied at the municipal or utility level.

The largest line items are Transportation Impact Fee (City of Panama City, MF) ($1,210.00).

Water Connection Fee (City of Panama City, MF) — 1.0 ERC × phased rate and Sewer Connection Fee (City of Panama City, MF) — 1.0 ERC × phased rate are shown at the last published amount but have not been confirmed with the jurisdiction; they are included in the totals here. Verify before budgeting.

Some fees are tiered by unit size or building type; amounts reflect the representative tier noted in the schedule below.

Official fee schedule

View the full fee schedule
Water$686.25
  • Water Connection Fee (City of Panama City, MF) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the water connection fee from $465.00/ERC to $1,350.00/ERC, phased 25% eff. 2/16/2026 / 50% eff. 1/1/2027 / 100% eff. 1/1/2028. Current step (July 2026) = 465 + 0.25 × 885 = $686.25/ERC. MF ERC = total fixture units ÷ 60 per unit, but §23-70(b)(2) sets a 1.00 ERC MINIMUM for new construction, so each MF unit is charged at least 1.0 ERC — which is why the MF amount legitimately equals the SFR amount. ⚠️ Computed phase step; posted worksheet (rev. 7/12/2017) still shows $465. Confirm current figure and the master-meter treatment for MF with Utility Billing (850) 872-3000.
    $686.25Requires confirmation
Sewer$1,340.00
  • Sewer Connection Fee (City of Panama City, MF) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the wastewater connection fee from $1,250.00/ERC to $1,610.00/ERC, phased 25% eff. 2/16/2026 / 50% eff. 1/1/2027 / 100% eff. 1/1/2028. Current step (July 2026) = 1250 + 0.25 × 360 = $1,340.00/ERC. Sewer ERC = fixture units ÷ 36, 1.00 ERC minimum for new construction — hence MF = SFR per unit. ⚠️ Computed phase step. Confirm with Utility Billing (850) 872-3000.
    $1,340.00Requires confirmation
City$1,210.00
  • Transportation Impact Fee (City of Panama City, MF)
    City of Panama City
    Ord. 3256, eff. April 1, 2025. Panama City Proper benefit district (older urban core), MF Mid/High-Rise (4–10 floors): $1,210/DU. DEFAULT TIER — the canonical MF unit (2BR/2BA, 1,000 sf, 4-story building) falls in the 4–10 story band, and PC Proper is the canonical district.
    $1,210.00
County$0.00
  • County Overlay Fees — None applying (researched June 2026)
    Bay County
    Bay County Library/Parks/MSTU-Fire apply unincorporated only. Not applicable in Panama City.
    $0.00
Total (Panama City): $3,236.25
Sources last checked July 11, 2026Official fee schedule
Amounts flagged "Requires confirmation" are the last published figures, included in the totals. Confirm them with the jurisdiction or utility before budgeting.

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours.

Unincorporated Bay County$6,107.40Callaway$1,530.67Lynn Haven$5,681.83Mexico Beach$5,775.20
Panama City$3,236.25this page
Panama City Beach$6,255.52Parker$1,452.20Springfield$0.00

Panama City: Commercial Impact Fees

Commercial development in Panama City pays $12.49 per square foot in impact fees, plus $2,026.25 in one-time water and sewer connection fees (rates sourced July 11, 2026).

For a 50,000 sq ft building, that comes to about $626,326.25. The calculator below adjusts to your exact square footage.

The largest line items are Transportation Impact Fee (City of Panama City, Commercial) ($12.49/sq ft).

Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate and Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate are shown at the last published amount but have not been confirmed with the jurisdiction; they are included in the totals here. Verify before budgeting.

Official fee schedule

View the full fee schedule
Water$686.25 one-time
  • Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the water connection fee from $465.00/ERC (codified Sec. 23-70(b)(4), Ord. 2617 rev. 7/11/2017) to $1,350.00/ERC, PHASED: 25% of the increase eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 465 + 0.25 × (1350 − 465) = $686.25/ERC. FIXTURE-UNIT based, not meter-size based: ERC = total fixture units ÷ 60, minimum 1.00 ERC for new construction (Sec. 23-70(b)(2)-(3)); the same rate applies to nonres, only the fixture count differs. Stored amount = the 1.0-ERC current-step figure. Separate tap fee $581.00. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $907.50/ERC; full rate 1/1/2028 → $1,350.00/ERC. STILL UNCONFIRMED after audit 2026-07-11: the $686.25 figure is OUR computed phase step, not a published number — the city's posted Impact Fee Worksheet still shows the superseded $465 and Ord. 32-74 exists only in an image-PDF agenda packet. Local news coverage (Nov 2025) corroborates the $1,350 target and the phase-in, but news is a lead, not a source. Confirm the current-step figure with Utility Billing, (850) 872-3000.
    $686.25 one-timeRequires confirmation
Sewer$1,340.00 one-time
  • Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the wastewater connection fee from $1,250.00/ERC (legacy, per city Impact Fee Worksheet rev. 7/12/2017) to $1,610.00/ERC, PHASED: 25% eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 1250 + 0.25 × (1610 − 1250) = $1,340.00/ERC. FIXTURE-UNIT based: sewer ERC = fixture units ÷ 36, minimum 1.00 ERC; same rate for nonres, fixture count differs. Stored amount = the 1.0-ERC current-step figure. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $1,430.00/ERC; full rate 1/1/2028 → $1,610.00/ERC. STILL UNCONFIRMED after audit 2026-07-11: $1,340.00 is OUR computed phase step, not a published number; the adopting ordinance is in an image-PDF agenda packet and the posted worksheet still shows the superseded rate. Local news coverage (Nov 2025) corroborates the $1,610 target and the phase-in, but news is a lead, not a source. Confirm with Utility Billing, (850) 872-3000.
    $1,340.00 one-timeRequires confirmation
City$12.49/sq ft
  • Transportation Impact Fee (City of Panama City, Commercial)
    City of Panama City
    Ord. No. 3256 (2nd/final hearing Feb 2025), eff. April 1, 2025 — ULDC Ch. 113B, Sec. 113B-20, Exhibit 'A' Panama City Transportation Impact Fee Schedule (Kimley-Horn Transportation Impact Fee Study, Aug 2024). Schedule row: ITE LUC 820 'Shopping Center (150 k sq. ft.-300 k sq. ft.)', unit = 1,000 sf — the ONLY retail/shopping-center row in the schedule, so it is the general retail row for all commercial. Rate = $12,486 per 1,000 sf in the PANAMA CITY PROPER benefit district (the canonical/default district, older urban core). Panama City North benefit district (new-growth area) rate = $20,785 per 1,000 sf. Fee amounts in Exhibit A are net of gas-tax and ad-valorem credits.
    $12.49/sq ft
County$0.00
Total (Panama City): $12.49/sq ft + $2,026.25 one-time (≈ $626,326.25 at 50,000 sq ft)
Sources last checked July 11, 2026Official fee schedule
Amounts flagged "Requires confirmation" are the last published figures, included in the totals. Confirm them with the jurisdiction or utility before budgeting.

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 50,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter).

Unincorporated Bay County$25,275.20Callaway$1,540.00Lynn Haven$245,418.50Mexico Beach$5,775.20
Panama City$626,326.25this page
Panama City Beach$106,355.00Parker$1,452.20Springfield$0.00

Panama City: Industrial Impact Fees

Industrial development in Panama City pays $2.76 per square foot in impact fees, plus $2,026.25 in one-time water and sewer connection fees (rates sourced July 11, 2026).

For a 50,000 sq ft building, that comes to about $140,126.25. The calculator below adjusts to your exact square footage.

The largest line items are Transportation Impact Fee (City of Panama City, Industrial) ($2.76/sq ft).

Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate and Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate are shown at the last published amount but have not been confirmed with the jurisdiction; they are included in the totals here. Verify before budgeting.

Official fee schedule

View the full fee schedule
Water$686.25 one-time
  • Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the water connection fee from $465.00/ERC (codified Sec. 23-70(b)(4), Ord. 2617 rev. 7/11/2017) to $1,350.00/ERC, PHASED: 25% of the increase eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 465 + 0.25 × (1350 − 465) = $686.25/ERC. FIXTURE-UNIT based, not meter-size based: ERC = total fixture units ÷ 60, minimum 1.00 ERC for new construction (Sec. 23-70(b)(2)-(3)); the same rate applies to nonres, only the fixture count differs. Stored amount = the 1.0-ERC current-step figure. Separate tap fee $581.00. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $907.50/ERC; full rate 1/1/2028 → $1,350.00/ERC. STILL UNCONFIRMED after audit 2026-07-11: the $686.25 figure is OUR computed phase step, not a published number — the city's posted Impact Fee Worksheet still shows the superseded $465 and Ord. 32-74 exists only in an image-PDF agenda packet. Local news coverage (Nov 2025) corroborates the $1,350 target and the phase-in, but news is a lead, not a source. Confirm the current-step figure with Utility Billing, (850) 872-3000.
    $686.25 one-timeRequires confirmation
Sewer$1,340.00 one-time
  • Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the wastewater connection fee from $1,250.00/ERC (legacy, per city Impact Fee Worksheet rev. 7/12/2017) to $1,610.00/ERC, PHASED: 25% eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 1250 + 0.25 × (1610 − 1250) = $1,340.00/ERC. FIXTURE-UNIT based: sewer ERC = fixture units ÷ 36, minimum 1.00 ERC; same rate for nonres, fixture count differs. Stored amount = the 1.0-ERC current-step figure. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $1,430.00/ERC; full rate 1/1/2028 → $1,610.00/ERC. STILL UNCONFIRMED after audit 2026-07-11: $1,340.00 is OUR computed phase step, not a published number; the adopting ordinance is in an image-PDF agenda packet and the posted worksheet still shows the superseded rate. Local news coverage (Nov 2025) corroborates the $1,610 target and the phase-in, but news is a lead, not a source. Confirm with Utility Billing, (850) 872-3000.
    $1,340.00 one-timeRequires confirmation
City$2.76/sq ft
  • Transportation Impact Fee (City of Panama City, Industrial)
    City of Panama City
    Ord. No. 3256, eff. April 1, 2025 — ULDC Sec. 113B-20, Exhibit 'A'. Schedule row: ITE LUC 110 'General Light Industrial', unit = 1,000 sf. Rate = $2,762 per 1,000 sf in the PANAMA CITY PROPER benefit district (default). Panama City North district = $4,326 per 1,000 sf. Other industrial rows not entered: Industrial Park (130) $1,826 / $2,908; Manufacturing (140) $2,630 / $4,155; Warehousing (150) $935 / $1,486.
    $2.76/sq ft
County$0.00
Total (Panama City): $2.76/sq ft + $2,026.25 one-time (≈ $140,126.25 at 50,000 sq ft)
Sources last checked July 11, 2026Official fee schedule
Amounts flagged "Requires confirmation" are the last published figures, included in the totals. Confirm them with the jurisdiction or utility before budgeting.

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 50,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter).

Unincorporated Bay County$9,775.20Callaway$1,540.00Lynn Haven$145,418.50Mexico Beach$5,775.20
Panama City$140,126.25this page
Panama City Beach$106,355.00Parker$1,452.20Springfield$0.00

Panama City: Office Impact Fees

Office development in Panama City pays $4.52 per square foot in impact fees, plus $2,026.25 in one-time water and sewer connection fees (rates sourced July 11, 2026).

For a 25,000 sq ft building, that comes to about $115,001.25. The calculator below adjusts to your exact square footage.

The largest line items are Transportation Impact Fee (City of Panama City, Office) ($4.52/sq ft).

Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate and Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate are shown at the last published amount but have not been confirmed with the jurisdiction; they are included in the totals here. Verify before budgeting.

Official fee schedule

View the full fee schedule
Water$686.25 one-time
  • Water Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the water connection fee from $465.00/ERC (codified Sec. 23-70(b)(4), Ord. 2617 rev. 7/11/2017) to $1,350.00/ERC, PHASED: 25% of the increase eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 465 + 0.25 × (1350 − 465) = $686.25/ERC. FIXTURE-UNIT based, not meter-size based: ERC = total fixture units ÷ 60, minimum 1.00 ERC for new construction (Sec. 23-70(b)(2)-(3)); the same rate applies to nonres, only the fixture count differs. Stored amount = the 1.0-ERC current-step figure. Separate tap fee $581.00. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $907.50/ERC; full rate 1/1/2028 → $1,350.00/ERC. STILL UNCONFIRMED after audit 2026-07-11: the $686.25 figure is OUR computed phase step, not a published number — the city's posted Impact Fee Worksheet still shows the superseded $465 and Ord. 32-74 exists only in an image-PDF agenda packet. Local news coverage (Nov 2025) corroborates the $1,350 target and the phase-in, but news is a lead, not a source. Confirm the current-step figure with Utility Billing, (850) 872-3000.
    $686.25 one-timeRequires confirmation
Sewer$1,340.00 one-time
  • Sewer Connection Fee (City of Panama City) — 1.0 ERC × phased rate
    City of Panama City
    Ord. 32-74 (adopted 11/18/2025) raises the wastewater connection fee from $1,250.00/ERC (legacy, per city Impact Fee Worksheet rev. 7/12/2017) to $1,610.00/ERC, PHASED: 25% eff. 2/16/2026; 50% eff. 1/1/2027; 100% eff. 1/1/2028. Current step (July 2026) = 1250 + 0.25 × (1610 − 1250) = $1,340.00/ERC. FIXTURE-UNIT based: sewer ERC = fixture units ÷ 36, minimum 1.00 ERC; same rate for nonres, fixture count differs. Stored amount = the 1.0-ERC current-step figure. ⚠️ STEP-UP WATCH: next step 1/1/2027 → $1,430.00/ERC; full rate 1/1/2028 → $1,610.00/ERC. STILL UNCONFIRMED after audit 2026-07-11: $1,340.00 is OUR computed phase step, not a published number; the adopting ordinance is in an image-PDF agenda packet and the posted worksheet still shows the superseded rate. Local news coverage (Nov 2025) corroborates the $1,610 target and the phase-in, but news is a lead, not a source. Confirm with Utility Billing, (850) 872-3000.
    $1,340.00 one-timeRequires confirmation
City$4.52/sq ft
  • Transportation Impact Fee (City of Panama City, Office)
    City of Panama City
    Ord. No. 3256, eff. April 1, 2025 — ULDC Sec. 113B-20, Exhibit 'A'. Schedule row: ITE LUC 710 'General Office', unit = 1,000 sf. Rate = $4,519 per 1,000 sf in the PANAMA CITY PROPER benefit district (default). Panama City North district = $7,149 per 1,000 sf. Medical/Dental Office (ITE 720) = $15,146 Proper / $23,881 North — not entered (alternate land-use row).
    $4.52/sq ft
County$0.00
Total (Panama City): $4.52/sq ft + $2,026.25 one-time (≈ $115,001.25 at 25,000 sq ft)
Sources last checked July 11, 2026Official fee schedule
Amounts flagged "Requires confirmation" are the last published figures, included in the totals. Confirm them with the jurisdiction or utility before budgeting.

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 25,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter).

Unincorporated Bay County$7,525.20Callaway$1,540.00Lynn Haven$88,442.75Mexico Beach$5,775.20
Panama City$115,001.25this page
Panama City Beach$55,855.00Parker$1,452.20Springfield$0.00

Estimate your project in Panama City

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How impact fees work in Florida

Florida impact fees are one-time charges on new development, governed by Section 163.31801, Florida Statutes (the Florida Impact Fee Act). The statute requires fees to be based on the most recent and localized data, spent on the infrastructure category they were collected for, and adopted by ordinance.

Since 2021, the law also limits how fast fees can rise: increases up to 25% phase in over two years, increases of 25–50% phase in over four years, and increases above 50% are allowed only with a demonstrated extraordinary-circumstances study and at least a two-thirds vote of the governing body.

Counties and cities can both levy impact fees. Inside an incorporated city, a project typically pays the county's countywide fees plus any municipal fees the city has adopted, which is why totals differ between a city and the unincorporated county around it.

Frequently asked questions

What are the total impact fees for a single-family home in Panama City, Florida?

A new single-family home in Panama City pays $5,709.25 per unit in combined impact fees (rates sourced July 11, 2026).

How much are commercial impact fees in Panama City?

Commercial development in Panama City pays $12.49 per square foot in impact fees, plus $2,026.25 in one-time water and sewer connection fees, about $626,326.25 for a 50,000 sq ft building.

Does Panama City charge its own impact fees?

Yes. Panama City levies its own municipal impact fees, and county-levied fees also apply inside city limits. The schedule on this page shows every fee that applies to development in Panama City, with the combined total.

Can Florida impact fees increase at any time?

No. Section 163.31801, Florida Statutes limits increases to 50% at most, phased in over two to four years, unless the local government makes extraordinary-circumstances findings and approves the increase by at least a two-thirds vote.

Fee amounts on this page are compiled from official published schedules and are provided for planning purposes only. Rates change, and project specifics (unit size, meter size, location within special districts) can alter what applies. Always verify current fees with the jurisdiction and utility before relying on them.

Compare unincorporated rates and every other city on the Bay County impact fees page.