IMPACTFEES.ORG

Panama City Beach, Florida Impact Fees

Panama City Beach applies its own fee schedule: municipal fees plus the Bay County-levied fees that apply inside city limits. Combined, a new single-family home pays $6,823.16 per unit (rates sourced July 11, 2026). The full breakdown is below.

Panama City Beach impact fees by project type

Panama City Beach: Single-Family Impact Fees

A new single-family home in Panama City Beach pays $6,823.16 per unit in impact fees (rates sourced July 11, 2026). Every line item is levied at the municipal or utility level.

The largest line items are Sewer Impact Fee (City of Panama City Beach) — 38 FU ÷ 36 × $4,628/ERC ($4,885.33), Recreation Impact Fee (City of Panama City Beach) ($867.00) and Water Impact Fee (City of Panama City Beach) — 50 FU ÷ 60 × $727/ERC ($605.83).

Official fee schedule

View the full fee schedule
Water$605.83
  • Water Impact Fee (City of Panama City Beach) — 50 FU ÷ 60 × $727/ERC
    City of Panama City Beach
    CONFIRMED 7/11/2026 from Code §23-23(b), Ord. 1548 (5-13-2021): impact fee for ONE equivalent residential water connection = $727.00. Fee = (sum of plumbing fixture values ÷ 60) × $727 (§23-23(a); fixture weights in §23-24). Canonical SFR (3BR/2BA) using PCB's own weighted values: kitchen sink ½" 2 + dishwasher ½" 2 + washing machine ½" 5 + laundry tray ½" 3 + 2 baths × (water closet tank 3 + lavatory ½" 2 + bathtub 8 = 13) = 26 + 2 hose bibs ½" @6 = 12 → 50 FU. 50 ÷ 60 × $727 = $605.83. +25% surcharge outside city limits. Separate water tap-on fee (§23-25): ¾" meter $500 existing tap / $1,100 no existing tap.
    $605.83
Sewer$4,885.33
  • Sewer Impact Fee (City of Panama City Beach) — 38 FU ÷ 36 × $4,628/ERC
    CONFIRMED 7/11/2026 from Code §23-23(b), Ord. 1548 (5-13-2021): impact fee for ONE equivalent residential sewer connection = $4,628.00. Fee = (sum of sewage-related fixture values ÷ 36) × $4,628. Canonical SFR (3BR/2BA), PCB weighted values, hose bibs excluded (non-sewage): kitchen sink 2 + dishwasher 2 + washing machine 5 + laundry tray 3 + 2 baths × 13 = 26 → 38 FU. 38 ÷ 36 × $4,628 = $4,885.33. +25% surcharge outside city. No sewer tap-on fee where an adequate gravity tap already exists (§23-26); otherwise at cost of construction.
    $4,885.33
City$1,332.00
  • Recreation Impact Fee (City of Panama City Beach)
    City of Panama City Beach
    CORRECTED 7/11/2026 (was $144 — the Police rate). CONFIRMED from Code §27-9(a)(1), Ord. 1451 (3-22-2018): Recreation Impact Fee = $867.00 per Dwelling Unit (residential); $634.00 per lodging unit for a Public Lodging Establishment (hotel/motel/resort condo); N/A non-residential.
    $867.00
  • Fire/Rescue Services Impact Fee (City of Panama City Beach)
    City of Panama City Beach
    CORRECTED 7/11/2026 (was $867 — the Recreation rate). CONFIRMED from Code §27-9(a)(1), Ord. 1451 (3-22-2018), still the operative schedule: Fire/Rescue Services Impact Fee = $249.00 per Dwelling Unit (residential); $1.14/sq ft non-residential. Prior entry had the Police/Fire/Recreation rows transposed off the PDF fee schedule.
    $249.00
  • Police Services Impact Fee (City of Panama City Beach)
    City of Panama City Beach
    CORRECTED 7/11/2026 (was $249 — the Fire/Rescue rate). CONFIRMED from Code §27-9(a)(1), Ord. 1451 (3-22-2018): Police Services Impact Fee = $144.00 per Dwelling Unit (residential); $0.88/sq ft non-residential.
    $144.00
  • Library Impact Fee (City of Panama City Beach)
    City of Panama City Beach
    CONFIRMED 7/11/2026 from Code §27-9(a)(1), Ord. 1451 (3-22-2018): Library Impact Fee = $72.00 per Dwelling Unit (residential); N/A non-residential. Municipal Services Impact Fee = sum of Police + Fire/Rescue + Recreation + Library = $1,332.00/DU total.
    $72.00
County$0.00
  • County Overlay Fees — None applying (researched June 2026)
    Bay County
    Researched June 2026. Bay County Library/Parks/MSTU-Fire apply unincorporated only. Panama City Beach is incorporated — these fees do not apply within city limits.
    $0.00
Total (Panama City Beach): $6,823.16
Sources last checked July 11, 2026Official fee schedule

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours.

Unincorporated Bay County$6,375.26Callaway$1,754.00Lynn Haven$5,980.84Mexico Beach$5,775.20Panama City$5,709.25
Panama City Beach$6,823.16this page
Parker$1,452.20Springfield$0.00

Panama City Beach: Multifamily Impact Fees

A new multifamily unit in Panama City Beach pays $6,255.52 per unit in impact fees (rates sourced July 11, 2026). Every line item is levied at the municipal or utility level.

The largest line items are Sewer Impact Fee (City of Panama City Beach, MF) — 35 FU ÷ 36 × $4,628/ERC ($4,499.44), Recreation Impact Fee (City of Panama City Beach, MF) ($867.00) and Water Impact Fee (City of Panama City Beach, MF) — 35 FU ÷ 60 × $727/ERC ($424.08).

Official fee schedule

View the full fee schedule
Water$424.08
  • Water Impact Fee (City of Panama City Beach, MF) — 35 FU ÷ 60 × $727/ERC
    City of Panama City Beach
    CONFIRMED 7/11/2026 from Code §23-23(b), Ord. 1548 (5-13-2021): one equivalent residential water connection = $727.00; fee = (fixture values ÷ 60) × $727. Canonical MF unit (2BR/2BA), PCB's own weighted values (§23-24), no hose bibs / laundry tray: kitchen sink ½" 2 + dishwasher ½" 2 + in-unit washing machine ½" 5 + 2 baths × (water closet tank 3 + lavatory ½" 2 + bathtub 8 = 13) = 26 → 35 FU. 35 ÷ 60 × $727 = $424.08. Lower than SFR ($605.83) because the MF unit has fewer fixtures. +25% surcharge outside city.
    $424.08
Sewer$4,499.44
  • Sewer Impact Fee (City of Panama City Beach, MF) — 35 FU ÷ 36 × $4,628/ERC
    CONFIRMED 7/11/2026 from Code §23-23(b), Ord. 1548 (5-13-2021): one equivalent residential sewer connection = $4,628.00; fee = (sewage-related fixture values ÷ 36) × $4,628. Canonical MF unit (2BR/2BA): kitchen sink 2 + dishwasher 2 + washing machine 5 + 2 baths × 13 = 26 → 35 FU (no hose bibs — non-sewage — and no laundry tray). 35 ÷ 36 × $4,628 = $4,499.44. +25% surcharge outside city.
    $4,499.44
City$1,332.00
  • Recreation Impact Fee (City of Panama City Beach, MF)
    City of Panama City Beach
    CORRECTED 7/11/2026 (was $0). CONFIRMED from Code §27-9(a)(1), Ord. 1451 (3-22-2018): Recreation = $867.00 per Dwelling Unit, applied to each MF unit. NOTE: a resort condominium / hotel / motel operated as a Public Lodging Establishment (§27-6(n),(o)) pays $634.00 per lodging unit instead — a materially lower rate that matters for short-term-rental MF product on the Beach.
    $867.00
  • Fire/Rescue Services Impact Fee (City of Panama City Beach, MF)
    City of Panama City Beach
    CORRECTED 7/11/2026 (was $867 — the Recreation rate). CONFIRMED from Code §27-9(a)(1), Ord. 1451 (3-22-2018): Fire/Rescue = $249.00 per Dwelling Unit. §27-6(a) defines 'Residential Structure' to include each dwelling unit of a condominium, duplex, apartment or multiple dwelling structure — so the per-DU rate applies to each MF unit and MF legitimately equals SFR. The $1.14/sq ft figure is the NON-RESIDENTIAL rate and does not apply to apartments.
    $249.00
  • Police Services Impact Fee (City of Panama City Beach, MF)
    City of Panama City Beach
    CORRECTED 7/11/2026 (was $0, pending a wrong assumption that the $1.14/sq ft non-residential rate applied). CONFIRMED from Code §27-9(a)(1), Ord. 1451 (3-22-2018): Police Services = $144.00 per Dwelling Unit, applied to each MF unit per the §27-6(a) 'Residential Structure' definition. $0.88/sq ft is the non-residential rate only.
    $144.00
  • Library Impact Fee (City of Panama City Beach, MF)
    City of Panama City Beach
    CORRECTED 7/11/2026 (was $0). CONFIRMED from Code §27-9(a)(1), Ord. 1451 (3-22-2018): Library = $72.00 per Dwelling Unit, applied to each MF unit. Total PCB Municipal Services Impact Fee per MF unit = Police $144 + Fire/Rescue $249 + Recreation $867 + Library $72 = $1,332.00.
    $72.00
County$0.00
  • County Overlay Fees — None applying (researched June 2026)
    Bay County
    Bay County overlay fees apply unincorporated only. PCB is incorporated.
    $0.00
Total (Panama City Beach): $6,255.52
Sources last checked July 11, 2026Official fee schedule

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours.

Unincorporated Bay County$6,107.40Callaway$1,530.67Lynn Haven$5,681.83Mexico Beach$5,775.20Panama City$3,236.25
Panama City Beach$6,255.52this page
Parker$1,452.20Springfield$0.00

Panama City Beach: Commercial Impact Fees

Commercial development in Panama City Beach pays $2.02 per square foot in impact fees, plus $5,355.00 in one-time water and sewer connection fees (rates sourced July 11, 2026).

For a 50,000 sq ft building, that comes to about $106,355.00. The calculator below adjusts to your exact square footage.

The largest line items are Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC ($4,628.00 one-time), Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC ($727.00 one-time) and Fire/Rescue Services Impact Fee (City of Panama City Beach, Commercial) ($1.14/sq ft).

Official fee schedule

View the full fee schedule
Water$727.00 one-time
  • Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC
    City of Panama City Beach
    Code Sec. 23-23(b), Ord. 1548 (5-13-2021): impact fee for ONE equivalent residential water connection = $727.00. FIXTURE-UNIT based, not meter-size based — fee = (sum of plumbing fixture values ÷ 60) × $727 (Sec. 23-23(a); fixture weights Sec. 23-24). Same formula and per-ERC rate for nonresidential; only the fixture count differs, so the stored amount is the published 1-ERC base. +25% surcharge outside city limits. Separate water tap-on fee (Sec. 23-25): ¾" meter $500 existing tap / $1,100 no existing tap. CONFIRMED (audit 2026-07-11): the city's Water & Sewer Impact Fees page (pcbfl.gov/408) publishes no rate table and confirms the fee is computed from the submitted fixture schedule — no rate change since Ord. 1548. Impact Fee Coordinator Chase Hakenewert, (850) 708-6869.
    $727.00 one-time
Sewer$4,628.00 one-time
  • Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC
    City of Panama City Beach
    Code Sec. 23-23(b), Ord. 1548 (5-13-2021): impact fee for ONE equivalent residential sewer connection = $4,628.00. FIXTURE-UNIT based — fee = (sum of sewage-related fixture values ÷ 36) × $4,628; hose bibs excluded (non-sewage). Same formula and per-ERC rate for nonresidential; stored amount is the published 1-ERC base. +25% surcharge outside city limits. No sewer tap-on fee where an adequate gravity tap already exists (Sec. 23-26); otherwise at cost of construction. CONFIRMED (audit 2026-07-11): the city's Water & Sewer Impact Fees page (pcbfl.gov/408) publishes no rate table and confirms the fee is computed from the submitted fixture schedule — no rate change since Ord. 1548. Impact Fee Coordinator Chase Hakenewert, (850) 708-6869.
    $4,628.00 one-time
City$2.02/sq ft
  • Fire/Rescue Services Impact Fee (City of Panama City Beach, Commercial)
    City of Panama City Beach
    Code Sec. 27-9(a)(1), Ord. No. 1451 (3-22-2018). Fire/Rescue Services Impact Fee Schedule: 'Non-Residential Structure $1.14/Square Foot'. Basis = GROSS square footage (Sec. 27-6(r)). Single nonres rate — no category split in schedule.
    $1.14/sq ft
  • Police Services Impact Fee (City of Panama City Beach, Commercial)
    City of Panama City Beach
    Code Sec. 27-9(a)(1), Ord. No. 1451 (3-22-2018), Municipal Services Impact Fee Ordinance (Ch. 27), based on the Oct 2017 PCB Municipal Services Impact Fee Study. Police Services Impact Fee Schedule: 'Non-residential Structure $0.88/Square Foot'. Basis = GROSS square footage, measured from exterior faces of exterior walls (Sec. 27-6(r)). Single nonres rate — no land-use category split in the schedule; entered identically under Commercial, Office and Industrial. Municipal Services Impact Fee = Police + Fire/Rescue + Recreation + Library; for nonres that is $0.88 + $1.14 = $2.02/sq ft total (Recreation and Library are N/A for nonres). Change-of-use credit: fee is based on the net increase over the most intense prior use (Sec. 27-9(a)(3)).
    $0.88/sq ft
  • Library Impact Fee (City of Panama City Beach, Commercial)
    City of Panama City Beach
    CONFIRMED $0. Code Sec. 27-9(a)(1), Ord. 1451 (3-22-2018) — the Library Impact Fee Schedule expressly reads 'Non-Residential Structure N/A' ($72.00/DU residential). No library impact fee applies to nonresidential development in PCB.
    $0.00
  • Recreation Impact Fee (City of Panama City Beach, Commercial)
    City of Panama City Beach
    CONFIRMED $0. Code Sec. 27-9(a)(1), Ord. 1451 (3-22-2018) — the Recreation Impact Fee Schedule expressly reads 'Non-Residential Structure N/A' ($867.00/DU residential; $634.00 per lodging unit for a Public Lodging Establishment). No recreation impact fee applies to nonresidential development in PCB.
    $0.00
County$0.00
Total (Panama City Beach): $2.02/sq ft + $5,355.00 one-time (≈ $106,355.00 at 50,000 sq ft)
Sources last checked July 11, 2026Official fee schedule

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 50,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter).

Unincorporated Bay County$25,275.20Callaway$1,540.00Lynn Haven$245,418.50Mexico Beach$5,775.20Panama City$626,326.25
Panama City Beach$106,355.00this page
Parker$1,452.20Springfield$0.00

Panama City Beach: Industrial Impact Fees

Industrial development in Panama City Beach pays $2.02 per square foot in impact fees, plus $5,355.00 in one-time water and sewer connection fees (rates sourced July 11, 2026).

For a 50,000 sq ft building, that comes to about $106,355.00. The calculator below adjusts to your exact square footage.

The largest line items are Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC ($4,628.00 one-time), Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC ($727.00 one-time) and Fire/Rescue Services Impact Fee (City of Panama City Beach, Industrial) ($1.14/sq ft).

Official fee schedule

View the full fee schedule
Water$727.00 one-time
  • Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC
    City of Panama City Beach
    Code Sec. 23-23(b), Ord. 1548 (5-13-2021): impact fee for ONE equivalent residential water connection = $727.00. FIXTURE-UNIT based, not meter-size based — fee = (sum of plumbing fixture values ÷ 60) × $727 (Sec. 23-23(a); fixture weights Sec. 23-24). Same formula and per-ERC rate for nonresidential; only the fixture count differs, so the stored amount is the published 1-ERC base. +25% surcharge outside city limits. Separate water tap-on fee (Sec. 23-25): ¾" meter $500 existing tap / $1,100 no existing tap. CONFIRMED (audit 2026-07-11): the city's Water & Sewer Impact Fees page (pcbfl.gov/408) publishes no rate table and confirms the fee is computed from the submitted fixture schedule — no rate change since Ord. 1548. Impact Fee Coordinator Chase Hakenewert, (850) 708-6869.
    $727.00 one-time
Sewer$4,628.00 one-time
  • Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC
    City of Panama City Beach
    Code Sec. 23-23(b), Ord. 1548 (5-13-2021): impact fee for ONE equivalent residential sewer connection = $4,628.00. FIXTURE-UNIT based — fee = (sum of sewage-related fixture values ÷ 36) × $4,628; hose bibs excluded (non-sewage). Same formula and per-ERC rate for nonresidential; stored amount is the published 1-ERC base. +25% surcharge outside city limits. No sewer tap-on fee where an adequate gravity tap already exists (Sec. 23-26); otherwise at cost of construction. CONFIRMED (audit 2026-07-11): the city's Water & Sewer Impact Fees page (pcbfl.gov/408) publishes no rate table and confirms the fee is computed from the submitted fixture schedule — no rate change since Ord. 1548. Impact Fee Coordinator Chase Hakenewert, (850) 708-6869.
    $4,628.00 one-time
City$2.02/sq ft
County$0.00
Total (Panama City Beach): $2.02/sq ft + $5,355.00 one-time (≈ $106,355.00 at 50,000 sq ft)
Sources last checked July 11, 2026Official fee schedule

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 50,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter).

Unincorporated Bay County$9,775.20Callaway$1,540.00Lynn Haven$145,418.50Mexico Beach$5,775.20Panama City$140,126.25
Panama City Beach$106,355.00this page
Parker$1,452.20Springfield$0.00

Panama City Beach: Office Impact Fees

Office development in Panama City Beach pays $2.02 per square foot in impact fees, plus $5,355.00 in one-time water and sewer connection fees (rates sourced July 11, 2026).

For a 25,000 sq ft building, that comes to about $55,855.00. The calculator below adjusts to your exact square footage.

The largest line items are Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC ($4,628.00 one-time), Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC ($727.00 one-time) and Fire/Rescue Services Impact Fee (City of Panama City Beach, Office) ($1.14/sq ft).

Official fee schedule

View the full fee schedule
Water$727.00 one-time
  • Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC
    City of Panama City Beach
    Code Sec. 23-23(b), Ord. 1548 (5-13-2021): impact fee for ONE equivalent residential water connection = $727.00. FIXTURE-UNIT based, not meter-size based — fee = (sum of plumbing fixture values ÷ 60) × $727 (Sec. 23-23(a); fixture weights Sec. 23-24). Same formula and per-ERC rate for nonresidential; only the fixture count differs, so the stored amount is the published 1-ERC base. +25% surcharge outside city limits. Separate water tap-on fee (Sec. 23-25): ¾" meter $500 existing tap / $1,100 no existing tap. CONFIRMED (audit 2026-07-11): the city's Water & Sewer Impact Fees page (pcbfl.gov/408) publishes no rate table and confirms the fee is computed from the submitted fixture schedule — no rate change since Ord. 1548. Impact Fee Coordinator Chase Hakenewert, (850) 708-6869.
    $727.00 one-time
Sewer$4,628.00 one-time
  • Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC
    City of Panama City Beach
    Code Sec. 23-23(b), Ord. 1548 (5-13-2021): impact fee for ONE equivalent residential sewer connection = $4,628.00. FIXTURE-UNIT based — fee = (sum of sewage-related fixture values ÷ 36) × $4,628; hose bibs excluded (non-sewage). Same formula and per-ERC rate for nonresidential; stored amount is the published 1-ERC base. +25% surcharge outside city limits. No sewer tap-on fee where an adequate gravity tap already exists (Sec. 23-26); otherwise at cost of construction. CONFIRMED (audit 2026-07-11): the city's Water & Sewer Impact Fees page (pcbfl.gov/408) publishes no rate table and confirms the fee is computed from the submitted fixture schedule — no rate change since Ord. 1548. Impact Fee Coordinator Chase Hakenewert, (850) 708-6869.
    $4,628.00 one-time
City$2.02/sq ft
County$0.00
Total (Panama City Beach): $2.02/sq ft + $5,355.00 one-time (≈ $55,855.00 at 25,000 sq ft)
Sources last checked July 11, 2026Official fee schedule

Where in Bay County are you building?

Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 25,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter).

Unincorporated Bay County$7,525.20Callaway$1,540.00Lynn Haven$88,442.75Mexico Beach$5,775.20Panama City$115,001.25
Panama City Beach$55,855.00this page
Parker$1,452.20Springfield$0.00

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How impact fees work in Florida

Florida impact fees are one-time charges on new development, governed by Section 163.31801, Florida Statutes (the Florida Impact Fee Act). The statute requires fees to be based on the most recent and localized data, spent on the infrastructure category they were collected for, and adopted by ordinance.

Since 2021, the law also limits how fast fees can rise: increases up to 25% phase in over two years, increases of 25–50% phase in over four years, and increases above 50% are allowed only with a demonstrated extraordinary-circumstances study and at least a two-thirds vote of the governing body.

Counties and cities can both levy impact fees. Inside an incorporated city, a project typically pays the county's countywide fees plus any municipal fees the city has adopted, which is why totals differ between a city and the unincorporated county around it.

Frequently asked questions

What are the total impact fees for a single-family home in Panama City Beach, Florida?

A new single-family home in Panama City Beach pays $6,823.16 per unit in combined impact fees (rates sourced July 11, 2026).

How much are commercial impact fees in Panama City Beach?

Commercial development in Panama City Beach pays $2.02 per square foot in impact fees, plus $5,355.00 in one-time water and sewer connection fees, about $106,355.00 for a 50,000 sq ft building.

Does Panama City Beach charge its own impact fees?

Yes. Panama City Beach levies its own municipal impact fees, and county-levied fees also apply inside city limits. The schedule on this page shows every fee that applies to development in Panama City Beach, with the combined total.

Can Florida impact fees increase at any time?

No. Section 163.31801, Florida Statutes limits increases to 50% at most, phased in over two to four years, unless the local government makes extraordinary-circumstances findings and approves the increase by at least a two-thirds vote.

Fee amounts on this page are compiled from official published schedules and are provided for planning purposes only. Rates change, and project specifics (unit size, meter size, location within special districts) can alter what applies. Always verify current fees with the jurisdiction and utility before relying on them.

Compare unincorporated rates and every other city on the Bay County impact fees page.