Panama City Beach impact fees by project type
Panama City Beach: Single-Family Impact Fees
A new single-family home in Panama City Beach pays $6,823.16 per unit in impact fees (rates sourced July 11, 2026). Every line item is levied at the municipal or utility level.
The largest line items are Sewer Impact Fee (City of Panama City Beach) — 38 FU ÷ 36 × $4,628/ERC ($4,885.33), Recreation Impact Fee (City of Panama City Beach) ($867.00) and Water Impact Fee (City of Panama City Beach) — 50 FU ÷ 60 × $727/ERC ($605.83).
View the full Panama City Beach impact fee schedule
- Water Impact Fee (City of Panama City Beach) — 50 FU ÷ 60 × $727/ERC$605.83City of Panama City BeachCity of Panama City Beach water impact fee, Code §23-23 (Ordinance 1548, adopted May 13, 2021). The fee is not flat: it is the sum of the plumbing fixture values divided by 60, multiplied by $727.00 for one equivalent residential water connection, using the city's own fixture weights in §23-24. The amount shown models a 3-bedroom, 2-bath house at 50 fixture units, so the figure moves with the actual plumbing schedule. Service outside the city limits carries a 25% surcharge. A separate water tap-on fee under §23-25 applies: $500 where a tap exists, $1,100 where one must be made.
- Sewer Impact Fee (City of Panama City Beach) — 38 FU ÷ 36 × $4,628/ERC$4,885.33City of Panama City BeachCity of Panama City Beach sewer impact fee, Code §23-23 (Ordinance 1548, adopted May 13, 2021). The fee is the sum of the sewage-related plumbing fixture values divided by 36, multiplied by $4,628.00 for one equivalent residential sewer connection. The amount shown models a 3-bedroom, 2-bath house at 38 fixture units (hose bibs excluded as non-sewage), so the figure moves with the actual plumbing schedule. This is by a wide margin the largest single connection charge in Bay County. Service outside the city limits carries a 25% surcharge. No sewer tap-on fee is charged where an adequate gravity tap already exists (§23-26); otherwise the tap is at cost of construction.
- Recreation Impact Fee (City of Panama City Beach)$867.00City of Panama City BeachCity of Panama City Beach recreation impact fee, Code §27-9(a)(1) (Ordinance 1451, adopted March 22, 2018). Charged per dwelling unit and the largest of the city's four municipal services impact fees. A unit in a resort condominium, hotel or motel operated as a Public Lodging Establishment pays $634.00 per lodging unit instead, which matters for short-term-rental product on the Beach.
- Fire/Rescue Services Impact Fee (City of Panama City Beach)$249.00City of Panama City BeachCity of Panama City Beach fire/rescue services impact fee, Code §27-9(a)(1) (Ordinance 1451, adopted March 22, 2018). Charged per dwelling unit. It is one of four components of the city's Municipal Services Impact Fee — police $144, fire/rescue $249, recreation $867 and library $72 — which total $1,332.00 per dwelling unit.
- Police Services Impact Fee (City of Panama City Beach)$144.00City of Panama City BeachCity of Panama City Beach police services impact fee, Code §27-9(a)(1) (Ordinance 1451, adopted March 22, 2018). Charged per dwelling unit; the $0.88 per square foot figure in the same table is the non-residential rate and does not apply to housing. One of four components of the city's Municipal Services Impact Fee, which totals $1,332.00 per dwelling unit.
- Library Impact Fee (City of Panama City Beach)$72.00City of Panama City BeachCity of Panama City Beach library impact fee, Code §27-9(a)(1) (Ordinance 1451, adopted March 22, 2018). Charged per dwelling unit; not levied on non-residential development. One of four components of the city's Municipal Services Impact Fee — police, fire/rescue, recreation and library — which together total $1,332.00 per dwelling unit.
- County Overlay Fees — None applying (researched June 2026)$0.00Bay CountyBay County's library, parks and MSTU-Fire impact fees apply in unincorporated Bay County only and are not levied inside Panama City Beach. The county has no road, school, law enforcement or EMS impact fee that would reach the city either.
Where in Bay County are you building?
Each jurisdiction applies its own fee schedule. Pick yours.
Panama City Beach: Multifamily Impact Fees
A new multifamily unit in Panama City Beach pays $6,255.52 per unit in impact fees (rates sourced July 11, 2026). Every line item is levied at the municipal or utility level.
The largest line items are Sewer Impact Fee (City of Panama City Beach, MF) — 35 FU ÷ 36 × $4,628/ERC ($4,499.44), Recreation Impact Fee (City of Panama City Beach, MF) ($867.00) and Water Impact Fee (City of Panama City Beach, MF) — 35 FU ÷ 60 × $727/ERC ($424.08).
View the full Panama City Beach impact fee schedule
- Water Impact Fee (City of Panama City Beach, MF) — 35 FU ÷ 60 × $727/ERC$424.08City of Panama City BeachCity of Panama City Beach water impact fee, Code §23-23 (Ordinance 1548, adopted May 13, 2021). The fee is the sum of the plumbing fixture values divided by 60, multiplied by $727.00 for one equivalent residential water connection. The amount shown models a 2-bedroom, 2-bath apartment at 35 fixture units — lower than the single-family figure because the unit has no hose bibs or laundry tray. Service outside the city carries a 25% surcharge; a separate water tap-on fee applies.
- Sewer Impact Fee (City of Panama City Beach, MF) — 35 FU ÷ 36 × $4,628/ERC$4,499.44City of Panama City BeachCity of Panama City Beach sewer impact fee, Code §23-23 (Ordinance 1548, adopted May 13, 2021). The fee is the sum of the sewage-related plumbing fixture values divided by 36, multiplied by $4,628.00 for one equivalent residential sewer connection. The amount shown models a 2-bedroom, 2-bath apartment at 35 fixture units. This is by a wide margin the largest per-unit connection charge in Bay County. Service outside the city carries a 25% surcharge. No sewer tap-on fee is charged where an adequate gravity tap already exists; otherwise the tap is at cost of construction.
- Recreation Impact Fee (City of Panama City Beach, MF)$867.00City of Panama City BeachCity of Panama City Beach recreation impact fee, Code §27-9(a)(1) (Ordinance 1451, adopted March 22, 2018), charged per dwelling unit and the largest of the city's four municipal services impact fees. A resort condominium, hotel or motel operated as a Public Lodging Establishment pays $634.00 per lodging unit instead — a materially lower rate that matters for short-term-rental product on the Beach.
- Fire/Rescue Services Impact Fee (City of Panama City Beach, MF)$249.00City of Panama City BeachCity of Panama City Beach fire/rescue services impact fee, Code §27-9(a)(1) (Ordinance 1451, adopted March 22, 2018). Code §27-6(a) defines a residential structure to include each dwelling unit of a condominium, duplex, apartment or multiple dwelling, so the per-unit rate is the same as single-family. The $1.14 per square foot figure in the same table is the non-residential rate and does not apply to apartments. One of four components of the city's Municipal Services Impact Fee, which totals $1,332.00 per unit.
- Police Services Impact Fee (City of Panama City Beach, MF)$144.00City of Panama City BeachCity of Panama City Beach police services impact fee, Code §27-9(a)(1) (Ordinance 1451, adopted March 22, 2018), charged per dwelling unit including each unit of an apartment building under the §27-6(a) residential structure definition. The $0.88 per square foot figure is the non-residential rate only. One of four components of the city's Municipal Services Impact Fee, which totals $1,332.00 per unit.
- Library Impact Fee (City of Panama City Beach, MF)$72.00City of Panama City BeachCity of Panama City Beach library impact fee, Code §27-9(a)(1) (Ordinance 1451, adopted March 22, 2018), charged per dwelling unit. One of four components of the city's Municipal Services Impact Fee — police $144, fire/rescue $249, recreation $867 and library $72 — totalling $1,332.00 per multifamily unit.
- County Overlay Fees (Panama City Beach, MF) — None applying$0.00Bay CountyBay County's library, parks and MSTU-Fire impact fees apply in unincorporated Bay County only and are not levied inside Panama City Beach. The county has no road, school, law enforcement or EMS impact fee that would reach the city either.
Where in Bay County are you building?
Each jurisdiction applies its own fee schedule. Pick yours.
Panama City Beach: Commercial Impact Fees
Commercial development in Panama City Beach pays $2.02 per square foot in impact fees, plus $5,355.00 in one-time water and sewer connection fees (rates sourced July 11, 2026).
For a 50,000 sq ft building, that comes to about $106,355.00. The calculator below adjusts to your exact square footage.
The largest line items are Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC ($4,628.00 one-time), Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC ($727.00 one-time) and Fire/Rescue Services Impact Fee (City of Panama City Beach, Commercial) ($1.14/sq ft).
View the full Panama City Beach impact fee schedule
- Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC$727.00 one-timeCity of Panama City BeachEffective May 13, 2021 (Ord. 1548). Calculated from the building's plumbing fixture schedule: total fixture values divided by 60, multiplied by $727.00 per equivalent residential connection. The amount shown is the one-ERC base; a project's total scales with its fixture count. A separate water tap-on fee applies — $500.00 for a 3/4" meter where a tap already exists, $1,100.00 where none does. A 25% surcharge applies outside city limits.
- Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC$4,628.00 one-timeCity of Panama City BeachEffective May 13, 2021 (Ord. 1548). Calculated from the building's plumbing fixture schedule: sewage-related fixture values divided by 36, multiplied by $4,628.00 per equivalent residential connection; hose bibs are excluded as non-sewage. The amount shown is the one-ERC base; a project's total scales with its fixture count. No sewer tap-on fee is charged where an adequate gravity tap already exists; otherwise the tap is billed at cost of construction. A 25% surcharge applies outside city limits.
- Fire/Rescue Services Impact Fee (City of Panama City Beach, Commercial)$1.14/sq ftCity of Panama City BeachEffective March 22, 2018 (Ord. 1451). Panama City Beach charges a single nonresidential rate for this fee, applying equally to commercial, office and industrial development. Amount is per gross square foot, measured from the exterior faces of exterior walls. Combined with the police services fee, nonresidential development pays $2.02 per gross square foot in municipal services impact fees. The fee is assessed on the net increase over the most intense prior use.
- Police Services Impact Fee (City of Panama City Beach, Commercial)$0.88/sq ftCity of Panama City BeachEffective March 22, 2018 (Ord. 1451). Panama City Beach charges a single nonresidential rate for this fee, applying equally to commercial, office and industrial development. Amount is per gross square foot, measured from the exterior faces of exterior walls. Combined with the fire/rescue services fee, nonresidential development pays $2.02 per gross square foot in municipal services impact fees. The fee is assessed on the net increase over the most intense prior use.
- Library Impact Fee (City of Panama City Beach, Commercial)$0.00City of Panama City BeachPanama City Beach's library impact fee applies to residential development only — the adopted fee schedule marks nonresidential structures as not applicable.
- Recreation Impact Fee (City of Panama City Beach, Commercial)$0.00City of Panama City BeachPanama City Beach's recreation impact fee applies to residential development and public lodging establishments only — the adopted fee schedule marks other nonresidential structures as not applicable.
- County Overlay Fees — None applying (Bay County, Panama City Beach, Commercial)$0.00Bay CountyBay County's impact fees apply only in the unincorporated area. Panama City Beach is incorporated and levies its own municipal services impact fees, so no county impact fee applies here.
Where in Bay County are you building?
Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 50,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter). * = one-time water/sewer connection charges only; no per-sq-ft impact fee schedule sourced for that jurisdiction. = one or more fees are unconfirmed or have no published amount; the figure shown may not be the complete cost.
Panama City Beach: Industrial Impact Fees
Industrial development in Panama City Beach pays $2.02 per square foot in impact fees, plus $5,355.00 in one-time water and sewer connection fees (rates sourced July 11, 2026).
For a 50,000 sq ft building, that comes to about $106,355.00. The calculator below adjusts to your exact square footage.
The largest line items are Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC ($4,628.00 one-time), Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC ($727.00 one-time) and Fire/Rescue Services Impact Fee (City of Panama City Beach, Industrial) ($1.14/sq ft).
View the full Panama City Beach impact fee schedule
- Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC$727.00 one-timeCity of Panama City BeachEffective May 13, 2021 (Ord. 1548). Calculated from the building's plumbing fixture schedule: total fixture values divided by 60, multiplied by $727.00 per equivalent residential connection. The amount shown is the one-ERC base; a project's total scales with its fixture count. A separate water tap-on fee applies — $500.00 for a 3/4" meter where a tap already exists, $1,100.00 where none does. A 25% surcharge applies outside city limits.
- Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC$4,628.00 one-timeCity of Panama City BeachEffective May 13, 2021 (Ord. 1548). Calculated from the building's plumbing fixture schedule: sewage-related fixture values divided by 36, multiplied by $4,628.00 per equivalent residential connection; hose bibs are excluded as non-sewage. The amount shown is the one-ERC base; a project's total scales with its fixture count. No sewer tap-on fee is charged where an adequate gravity tap already exists; otherwise the tap is billed at cost of construction. A 25% surcharge applies outside city limits.
- Fire/Rescue Services Impact Fee (City of Panama City Beach, Industrial)$1.14/sq ftCity of Panama City BeachEffective March 22, 2018 (Ord. 1451). Panama City Beach charges a single nonresidential rate for this fee, applying equally to commercial, office and industrial development. Amount is per gross square foot. Combined with the police services fee, nonresidential development pays $2.02 per gross square foot in municipal services impact fees.
- Police Services Impact Fee (City of Panama City Beach, Industrial)$0.88/sq ftCity of Panama City BeachEffective March 22, 2018 (Ord. 1451). Panama City Beach charges a single nonresidential rate for this fee, applying equally to commercial, office and industrial development — the code's nonresidential definition expressly includes industrial buildings and warehouses. Amount is per gross square foot. Combined with the fire/rescue services fee, nonresidential development pays $2.02 per gross square foot in municipal services impact fees.
- Library Impact Fee (City of Panama City Beach, Industrial)$0.00City of Panama City BeachPanama City Beach's library impact fee applies to residential development only — the adopted fee schedule marks nonresidential structures as not applicable.
- Recreation Impact Fee (City of Panama City Beach, Industrial)$0.00City of Panama City BeachPanama City Beach's recreation impact fee applies to residential development and public lodging establishments only — the adopted fee schedule marks other nonresidential structures as not applicable.
- County Overlay Fees — None applying (Bay County, Panama City Beach, Industrial)$0.00Bay CountyBay County's impact fees apply only in the unincorporated area. Panama City Beach is incorporated and levies its own municipal services impact fees, so no county impact fee applies here.
Where in Bay County are you building?
Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 50,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter). * = one-time water/sewer connection charges only; no per-sq-ft impact fee schedule sourced for that jurisdiction. = one or more fees are unconfirmed or have no published amount; the figure shown may not be the complete cost.
Panama City Beach: Office Impact Fees
Office development in Panama City Beach pays $2.02 per square foot in impact fees, plus $5,355.00 in one-time water and sewer connection fees (rates sourced July 11, 2026).
For a 25,000 sq ft building, that comes to about $55,855.00. The calculator below adjusts to your exact square footage.
The largest line items are Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC ($4,628.00 one-time), Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC ($727.00 one-time) and Fire/Rescue Services Impact Fee (City of Panama City Beach, Office) ($1.14/sq ft).
View the full Panama City Beach impact fee schedule
- Water Impact Fee (City of Panama City Beach) — 1 ERC × $727.00/ERC$727.00 one-timeCity of Panama City BeachEffective May 13, 2021 (Ord. 1548). Calculated from the building's plumbing fixture schedule: total fixture values divided by 60, multiplied by $727.00 per equivalent residential connection. The amount shown is the one-ERC base; a project's total scales with its fixture count. A separate water tap-on fee applies — $500.00 for a 3/4" meter where a tap already exists, $1,100.00 where none does. A 25% surcharge applies outside city limits.
- Sewer Impact Fee (City of Panama City Beach) — 1 ERC × $4,628.00/ERC$4,628.00 one-timeCity of Panama City BeachEffective May 13, 2021 (Ord. 1548). Calculated from the building's plumbing fixture schedule: sewage-related fixture values divided by 36, multiplied by $4,628.00 per equivalent residential connection; hose bibs are excluded as non-sewage. The amount shown is the one-ERC base; a project's total scales with its fixture count. No sewer tap-on fee is charged where an adequate gravity tap already exists; otherwise the tap is billed at cost of construction. A 25% surcharge applies outside city limits.
- Fire/Rescue Services Impact Fee (City of Panama City Beach, Office)$1.14/sq ftCity of Panama City BeachEffective March 22, 2018 (Ord. 1451). Panama City Beach charges a single nonresidential rate for this fee, applying equally to commercial, office and industrial development. Amount is per gross square foot. Combined with the police services fee, nonresidential development pays $2.02 per gross square foot in municipal services impact fees.
- Police Services Impact Fee (City of Panama City Beach, Office)$0.88/sq ftCity of Panama City BeachEffective March 22, 2018 (Ord. 1451). Panama City Beach charges a single nonresidential rate for this fee, applying equally to commercial, office and industrial development. Amount is per gross square foot. Combined with the fire/rescue services fee, nonresidential development pays $2.02 per gross square foot in municipal services impact fees.
- Library Impact Fee (City of Panama City Beach, Office)$0.00City of Panama City BeachPanama City Beach's library impact fee applies to residential development only — the adopted fee schedule marks nonresidential structures as not applicable.
- Recreation Impact Fee (City of Panama City Beach, Office)$0.00City of Panama City BeachPanama City Beach's recreation impact fee applies to residential development and public lodging establishments only — the adopted fee schedule marks other nonresidential structures as not applicable.
- County Overlay Fees — None applying (Bay County, Panama City Beach, Office)$0.00Bay CountyBay County's impact fees apply only in the unincorporated area. Panama City Beach is incorporated and levies its own municipal services impact fees, so no county impact fee applies here.
Where in Bay County are you building?
Each jurisdiction applies its own fee schedule. Pick yours. Totals shown are for a 25,000 sq ft building, including one-time water/sewer fees (assuming a 1-inch meter). * = one-time water/sewer connection charges only; no per-sq-ft impact fee schedule sourced for that jurisdiction. = one or more fees are unconfirmed or have no published amount; the figure shown may not be the complete cost.
Panama City Beach impact fee calculator
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How impact fees work in Florida
Florida impact fees are one-time charges on new development, governed by Section 163.31801, Florida Statutes (the Florida Impact Fee Act). The statute requires fees to be based on the most recent and localized data, spent on the infrastructure category they were collected for, and adopted by ordinance.
Since 2021, the law also limits how fast fees can rise: increases up to 25% phase in over two years, increases of 25–50% phase in over four years, and increases above 50% are allowed only with a demonstrated extraordinary-circumstances study and at least a two-thirds vote of the governing body.
Counties and cities can both levy impact fees. Inside an incorporated city, a project typically pays the county's countywide fees plus any municipal fees the city has adopted, which is why totals differ between a city and the unincorporated county around it.
For a primer on how impact fees work, see our plain-English guide.
Panama City Beach impact fee FAQs
What are the total impact fees for a single-family home in Panama City Beach, Florida?
A new single-family home in Panama City Beach pays $6,823.16 per unit in combined impact fees (rates sourced July 11, 2026).
How much are commercial impact fees in Panama City Beach?
Commercial development in Panama City Beach pays $2.02 per square foot in impact fees, plus $5,355.00 in one-time water and sewer connection fees, about $106,355.00 for a 50,000 sq ft building.
Does Panama City Beach charge its own impact fees?
Yes. Panama City Beach levies its own municipal impact or utility fees. Bay County does not currently add county-level impact fees inside Panama City Beach. The schedule on this page shows every fee that applies to development in Panama City Beach.
Can Florida impact fees increase at any time?
No. Section 163.31801, Florida Statutes limits increases to 50% at most, phased in over two to four years, unless the local government makes extraordinary-circumstances findings and approves the increase by at least a two-thirds vote.
Fee amounts on this page are compiled from official published schedules and are provided for planning purposes only. Rates change, and project specifics (unit size, meter size, location within special districts) can alter what applies. Always verify current fees with the jurisdiction and utility before relying on them.
Compare unincorporated rates and every other city on the Bay County impact fees page.